During the last 12 months, there were more than £0.5 billion in card fraud in the UK, most of it (about 80%) from transactions made using the card details online, mainly in e-commerce. In 2024, compromised data affected over 1.35 billion users worldwide, underscoring that actors targeting payment systems continue their efforts. Experts still regard PCI DSS compliance as the most important standard for protecting cardholder information in the industry. Besides requiring it, such changes provide important protection from new cyber attacks focused on collecting payment information and customer data.
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The process of PCI DSS compliance requires organizations to follow the Payment Card Industry Data Security Standard guidelines for handling payment card data. They apply to everything, such as security on the network and staff education, so cardholder data is preserved at all points of the payment procedure.
An organization complies with PCI DSS certification when it follows the required technical and management steps to keep cardholder data safe from being taken or used incorrectly.
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